Ok, first off I'm 5'9" 200lbs. Wearing a Size XL.
38F this morning on the way to work (May 8th,2016).
With the quilted liner in and with me wearing ONLY a T-shirt underneath, it was Great!!! Not cold at all and comfy!
I wore my Cold Killers Mask (and like always I wear it when its chilly out with ANY jacket I wear) and that prevents any cold air going down the neck onto the chest, etc.
Rear tail of the jacket fitted perfect for me, over the tailbone/butt area and did NOT allow any cold air to blow UP my back!
Very nice Jacket, I really like it!
Michigan 38F folks!!! Thumbs up!!! :)
Now there is only One thing I dislike about it, but it might be due to the sleeve length is 1" or 1.5" too long for me, but the zippers at the edge of the cuffs of the sleeve kinda dig in/pinch my skin on part of my wrist! So I just pulled the cuff zippers back like 1" to give a little slack. That seemed to help.
Overall, Very Good Jacket!
I will give my Review #2 of how this Jacket is when the temps warm up to 75F-95F later on!